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Study the Mavs to Fatten Your Wallet!

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As we all know, the Dallas Mavericks beat out the Miami Heat to become the 2011 NBA Champions. Most people had their money on the Heat winning due to the hype about the “Big 3”, the perceived skill of the team members, and the age of the players on the Maverics. The only thing that was not taken into account was who wanted it more.

Never give up
There was a lot of focus on LeBron getting a ring, but no one took the time to consider that if the Dallas Mavericks won it would be the first Championship ring for Jason Kidd and Dirk Nowitzki too. Some thought that the Mavericks had no chance to win because of their finals defeat to the Heat in 2006. No matter how far gone you think you are in regard to your financial solvency, it’s never too late to count yourself out. Though others may tell you that you have too much student loan debt, too much credit card debt, you’re too old or you have too little money saved to make any headway, it is never too late to turn things around. If you want to own a home, own a business, have no debt, or travel the world it’s all possible.

Go hard
The Mavericks played every game to the best of their ability. Every. Game. There are no breaks in real life. Every choice matters. Every decision could change your life. When you say that you have a goal you want to reach you have to make decisions that support that goal. You can’t tell me that you want to pay off your credit card debt but you go to Las Vegas every month. If that’s the case then you aren’t worried about paying off that debt as much as you say you are. Every choice, regardless how small, either takes you a step closer to your goal or a step further away.

Appreciate the win
When you reach your goals you have to set new ones, but you also have to recognize the hard work that helped you achieve the goal you just reached. When it was clear that the Mavericks had won their first NBA Championship, Dirk walked off the court with tears in his eyes. He really appreciated the win and you could tell. I’ve seen folks do all kinds of things to commemorate a goal they’ve reached. It’s important that we give ourselves time to appreciate ourselves and our hard work. Making small concessions to achieve a goal is challenging. We all want what we want when we want it, so when we do what we need to do and succeed we should celebrate appropriately.

There are many things that you will not be able to have control over. Your finances are not one of them. If you want to reach your financial goals all you have to do start where you are (emotionally, financially, geographically) and never give up, work hard (make every decision a step towards your success), and appreciate the win (treat yourself when you reach your goal). Congratulations to the Mavericks for reaching their goal!

Shay Olivarria is the most dynamic financial education speaker working today and the author of three books on personal finance. Visit her at www.BiggerThanYourBlock.com.

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